About Us

Equiniti Riskfactor provides risk management and fraud analytics software to the global commercial finance market.

Equiniti Riskfactor was founded in 1997 and in March 2016 it was acquired by the Equiniti Group, a leading provider of technology-led solutions to clients with complex and regulated administration needs.

Equiniti Riskfactor has a proven track record of working with leading financial institutions and banks globally. We currently work with 90% of the UK receivables finance market, and have developed close relationships with our clients over many years.

Equiniti is a provider of sophisticated technology, administration, processing and payments services. With over 1,700 clients, Equiniti serves 70% of the FTSE 100, interacts with 27 million shareholders/pensioners, manages 350,000 retail clients and in 2015 transacted over £90 billion of payments.

Every day EQ Riskfactor oversees lending of £35 billion and helps clients monitor over 60,000 accounts worldwide.

There are currently over 5000 EQ Riskfactor users and we have software deployed in UK, US, Australia and Asia.

We offer a comprehensive suite of risk software that accommodates all types of commercial finance lending including: Factoring, Invoice Discounting – notified and non-notified, Bulk and Fully Detailed Asset Based Lending and Debtor Risk.

Why Equiniti Riskfactor?



Expertise Our risk metrics are developed using unique experiences gained protecting Clients from fraud.  Our risk management software ensures deteriorating profiles are detected immediately and potential losses are mitigated. Our unique risk algorithms have been developed through analysis of 75,000 historic cases which allows a Lender to identify deteriorating collateral profiles or fraudulent client activity significantly earlier than manual processes.  


Trust  Our reputable Client list and our long-standing relationships are evidence that Clients trust our risk management solutions. Many of our Clients have been with us from the start and benefit from our market-leading risk management software. In the UK 90% of the commercial finance market use EQ Riskfactor.


Customer service excellence  We are renowned for our customer service and have a team on hand to answer any questions you may have. Our Support team are there to help and spend time with Clients on site during the implementation process to ensure everything goes smoothly.


Dedicated support and training  All Clients are automatically set up with support from EQ Riskfactor experts who can answer any software or functionality questions you may have.  Full training on site is included in all packages and on-going training workshops can be arranged as required.

Get in Touch

For more information or if you have any queries, feel free to call, email or submit a contact form
Call us on: +44 (0)1903 698 600